The Loan Process Before You Find a Home

The Loan Process Before You Buy a Long Beach home

12 Steps to the loan process before you find a home in Long Beach, CA

Before you make an offer on a home in Long Beach CA  you need to get pre-approved for a mortgage. Most sellers required a pre-approval before they will consider your offer. In order to get pre-approved you need to undertake the following 12 steps

  1. Gather financial information
  2. Determine type of financing required
  3. Determine eligibility for special assistance programs
  4. Complete loan application
  5. Obtain credit report
  6. Analyze credit report
  7. Discuss any issues with borrower
  8. Select lenders offering the best programs
  9. Submit application and get prequalification letter
  10. Get authorization to get information from third parties
  11. Obtain documents verifying all facts stated in the loan application
  12. Submit verification documents to lender and get preapproval

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Long Beach Real Estate Experts

List! Buy! Save! is not your ordinary Long Beach real estate Brokerage.  Unlike most real estate companies that force you to do things one way or their way, we believe you should have choices to pick and choose what best fits your individual needs.

We are always looking for new ways to make and Long Beach real estate more efficient AND less costly for our clients, without sacrificing quality or service. If you’re looking to buy a home in Long Beach or sell your existing Long Beach property, we will be happy to take care of your real estate needs. Our mission is to provide outstanding customer service while utilizing the best practices and systems available.

For more information about List! Buy! Save! Long Beach real estate services and how we can best serve you, please fill out the online contact form or give us call today!

Maya Swamy, Ph.D
The No Excuses Agent
List! Buy! Save!
323.230.9775
maya@listbuysave.com

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