The Steps To Buying A Long Beach CA Home
Buying a home a home goes beyond choosing a home and handing over the money. We need to make sure that you get the house but don’t overpay. We need to make sure the house is safe and sound. We need to make sure that all steps are legally sufficient. That is where I come in. Step by step by 58 steps I will make sure every i is dotted and every t crossed so you can be safe and secure in your new home. These steps are:
1. Identifying your needs and wants
2. Define your optimal home
3. Select the best neighborhoods for you
4. Preview area properties for sale to determine which are appropriate for you.
5. Evaluate your financial situation.
6. Evaluate credit situation to determine financing options
7. Determine if you are eligible for any special financing programs
8. Prepare loan application package for lender
9. Work with 58 Step Buyers Program
1. Identifying your needs and wants
2. Define your optimal home
3. Select the best neighborhoods for you
4. Preview area pro58 Step Buyers Program
1. Identifying your needs and wants
2. Define your optimal home
3. Select the best neighborhoods for you
4. Preview area properties for sale to determine which are appropriate for you.
5. Evaluate your financial situation.
6. Evaluate credit situation to determine financing options
7. Determine if you are eligible for any special financing programs
8. Prepare loan application package for lender
9. Work with lenders to arrange best financing package for you
10. Obtain verifications of facts detailed in applications
11. Provide lender with all necessary application
12. Get pre-approval from lenders underwriting department
13. Research multiple MLS services
14. Identify most suitable properties for your consideration
15. Arrange property showing times in co-operation with you and the seller’s agent
16. Write offer to get you best possible terms
17. Set up contingencies to provide you with back-up positions
18. Ensure all contingencies are satisfied in a timely manner `
19. Review counter offers and make recommendations to you
20. Co-ordinate opening of escrow
21. Work with appraiser to get an accurate valuation for the property
22. Check public records to determine accuracy of property information
23. Review appraisers report with you.
24. Arrange delivery of appraisers report to lender
25. Work with lender to gain lender acceptance of appraisal
26. Inspect property for visually apparent areas of concern
27. Arrange home inspection to identify any faults in the property
28. Review home inspectors report with you to discuss areas of concern
29. Negotiate repairs to be done by seller
30. Obtain termite inspectors reports
31. Arrange for seller to remedy any termite related problems
32. Obtain a termite clear report to ensure there are no existing termite infestation or damage
33. Provide escrow and lender with copy of termite clearance
34. Obtain disclosures as to presence of lead, radon, and mold -all damaging to your health
35. In compliance with Megan?€?s law obtain information as to the presence of sexual predators
36. Confirm that water heaters are strapped so that they are safe in an earthquake
37. Determine if smoke detectors work
38. Verify agreed upon repairs are completed
39. Arrange for a homeowners warranty to repair appliances and other defects after closing.
40. Assist in obtaining home owners casualty insurance
41. Provide lender with proof of insurance
42. Find out if there are any Mello-Roos taxes attached to the property
43. Obtain Natural Hazards report
44. Review Natural Hazards report for areas of concern
45. Obtain preliminary title report to protect you from illegal transactions
46. Discuss title insurance options for you to make best purchase decision
47. Help obtain title insurance policy
48. Arrange verification of property condition before closing
49. Confirm escrow has all documents in place for closing
50. Get final loan conditions from lender
51. Obtain all documents needed to satisfy final conditions and deliver to lender
52. Have escrow order loan documents
53. Arrange for signing of loan documents and transfer documents at escrow
54. Have signed loan documents returned to lender
55. Request funding of the loan
56. Follow up to make sure funds are received
57. Have escrow record transaction
58. Obtain keys from seller and deliver to you
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Long Beach Real Estate Experts
List! Buy! Save! is not your ordinary Long Beach real estate Brokerage. Unlike most real estate companies that force you to do things one way or their way, we believe you should have choices to pick and choose what best fits your individual needs.
We are always looking for new ways to make and Long Beach real estate more efficient AND less costly for our clients, without sacrificing quality or service. If you’re looking to buy a home in Long Beach or sell your existing Long Beach property, we will be happy to take care of your real estate needs. Our mission is to provide outstanding customer service while utilizing the best practices and systems available.
For more information about List! Buy! Save! real estate services and how we can best serve you, please fill out the online contact form or give us call today!
Maya Swamy, Ph.D
The No Excuses Agent
List! Buy! Save!
323.230.9775
maya@listbuysave.com
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